You found the perfect home and your offer has been accepted — congratulations! Now you might be wondering, what happens next?
The good news? We’ll be right by your side through these final steps until you have the keys in your hand.
You have the right to perform inspections to evaluate the home’s condition. The most common types include:
✅ General home inspection
✅ Termite (wood-destroying insect) inspection
✅ Radon test
✅ Well and septic inspections (if applicable)
We’ll help you schedule these and explain the results. If repairs are needed, we’ll negotiate with the seller through a Post-Inspection Agreement to request repairs, credits, or concessions.
Your lender will require an appraisal to ensure the home’s value meets or exceeds the agreed purchase price. If the appraisal comes in low, we’ll help you renegotiate or explore other options.
Your loan now goes to underwriting where the lender will:
On closing day:
Typical Closing Timeline:
From offer acceptance to closing takes about 30 to 45 days, depending on the loan type and inspection process.
✅ Lock in your homeowner’s insurance
✅ Review closing disclosure
✅ Complete final walkthrough
✅ Bring certified funds or wire for closing costs
✅ Be ready to celebrate!
FAQ — Step 3: From Offer to Closing
Q: What happens if something unexpected comes up during the inspection?
A: We will negotiate on your behalf for repairs, credits, or adjustments. You can also walk away if the issues are significant and unresolved.
Q: What if the appraisal is lower than the offer?
A: We will help you renegotiate or explore alternatives to protect your interests.
Q: When do I actually get the keys?
A: Often on closing day — unless other occupancy terms were negotiated.
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✅ Ready to take the next step? We’d love to help you!
