What You Need To Know About Buying A Home In OhioMoving to Ohio? If you are relocating to the great state of Ohio, you need to be aware of the Agency Laws in Ohio. Each state has different laws that tell you about the kind of relationship you can have with a real estate agent. This is called "representation." If you are moving to the Miami Valley communities of Beavercreek, Kettering, Springboro, Oakwood, Centerville, Bellbrook, Miamisburg, Xenia, Fairborn, Huber Heights, Englewood, Vandalia, or Tipp City, we would be happy to represent you and your best interests in the purchase of your next home.
In Ohio, one of the first documents you will be given and asked to sign is the state-required “Consumer Guide To Agency Relationship.” This document explains the various relationships you can choose to have with a real estate licensee.
In the past, in Ohio and currently in many other states, all real estate agents would have been working for the homeowner or seller, in just about all cases. In the past, every agent had a “fiduciary responsibility” (or obligation of allegiance) to the seller, even when the agent was instrumental in bringing the buyer to that particular home. This scenario is no longer the case in Ohio.
In 1996, an Ohio Bill, titled Ohio House Bill 354, was passed, which gave potential home buyers the option of equal representation with a real estate agent representing the buyer's best interest in the transaction. This new relationship is called “Buyer Representation” or simply a “Buyer’s Agent.”
As described in the above-mentioned consumer guide, "In [a buyer’s agency] relationship, a buyer’s agent and the brokerage owe the buyer the duties of loyalty, obedience, confidentiality, accounting, and reasonable skill and care in performing their duties and any other duties contained in an agency agreement. The agent and brokerage are required to act solely on behalf of the buyer’s interests to seek the best price and terms for the buyer. Finally, a buyer’s agent and brokerage also must disclose to the buyer all material information obtained from the seller or any other source."
What does all of this mean to you, the home buyer? As previously noted, several years ago, the real estate agent you were working with would have considered himself or herself a sub-agent for the seller. As such, he or she had the duty to inform the seller of any pertinent information he or she had concerning the sale.
A nice house is for sale for $100,000. You decide to offer $95,000 but tell the agent you’ve been qualified for $106,000 and would go as high as the asking price of $100,000. In the past, the real estate agent had a duty to inform the seller of your financial situation and what you said you would be willing to pay.
In the same scenario as above, the agent, if he/she were your Buyer’s Agent, would be working for you and your best interests, and he/she would have no duty to disclose your strategy and would offer advice on how to further sweeten the deal in your favor.
Other ways that the buyer’s agent can assist the buyer in getting the best possible deal include such suggested things as negotiating for a smaller earnest money deposit, for some or all closing costs to be paid by the seller, for the seller to pay for a home warranty for the buyer, or other contract terms most favorable to the buyer.
The types of services buyer’s agents offer typically are not different from those provided by seller’s agents -- they are just provided from a different perspective.
Dayton real estate agents Cyndi & Don Shurts of Keller Williams are available to represent you as your Buyer’s Agent. As an Accredited Buyer's Representative (ABR), Cyndi will put her knowledge and expertise to work for you as your representative.
Call or text Cyndi Shurts today at 937-604-5194. Contact Don Shurts at 937-241-2124.
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