Dayton Realtors Assist Buyers With Home Financing

To buy a home in 2022, buyers going to need a mortgage pre-approval prior to writing an offer on a house.   Obviously, the first step is finding your dream house and making an offer, but most houses sellers will require that offer be backed with proof of pre-approval from a lender.

So what exactly is Pre-Approval? Think of it as a rough estimate of what you can afford to spend on a Dayton Ohio home. A pre-approval takes into account many factors, not just your income and credit score. Your debt load is also taken into account, as are your savings for the down payment. Lenders will only do the leg work for you if you're serious about purchasing a Dayton Ohio home, so asking for pre-approval is a must.

Dayton Ohio Realtors Don & Cyndi Shurts with Keller Williams Advisors Realty are always thrilled when their clients come to them already pre-approved. Dayton area homes that had offers backed with proof of pre-approval were often the ones that were selected by Dayton area sellers.  If you haven't gotten your pre-approval yet, we have a handful of great mortgage lenders to help you get your preapproval letter!

Dayton real estate agents are expecting homes to continue to move fast. Dayton Ohio home buyers need to be ready. Sellers are getting top dollar for their Dayton area homes and if a buyer wants to secure the winning offer they must have their financial part of their offer in order. As top Dayton Realtors with great online reviews, we will help you get ready to present your best offer on a house!  

Call us directly at 937-241-2124 or 937-604-5194 if you're interested in buying  Dayton Ohio real estate and I'll be happy to help!