Ready to Start House Hunting? Don’t Skip This First Step

Whether you're buying your first home, relocating for work at Wright-Patterson AFB, or upgrading to your dream home in the Dayton area, one of the most important steps you can take before touring properties is securing your mortgage pre‑approval.

A pre-approval tells you how much you can afford, gives you a firm grasp on your monthly payments, and signals to sellers that you're a serious and prepared buyer. In a competitive market, it can mean the difference between getting the house or missing out.

Now, we're thrilled to offer buyers a way to get pre-approved directly through our Keller Home Loans app — a secure, easy-to-use mortgage application platform backed by Mutual of Omaha Mortgage and guided by your trusted local expert, Don Shurts (NMLS #2681029).

Apply from Anywhere — Fast, Easy, and Secure

Getting pre-approved no longer means juggling emails, scanning paperwork, or waiting on hold. With the Keller Home Loans app, you can apply from your phone or computer in minutes. The app makes it easy to fill out your application, upload documents, calculate potential payments, and track your loan progress every step of the way.

You’ll have real-time visibility into your application status and direct messaging with your loan officer — that’s me and my team lead by Craig! As both a licensed mortgage loan originator and a top-performing real estate agent in the Dayton, Ohio area, I’m uniquely positioned to guide you through the entire home-buying process with clarity and care.

Loan Options to Fit Your Needs

Through Keller Home Loans, we offer a full range of mortgage products, so we can find a loan that’s a perfect fit for your goals, timeline, and financial picture. Whether you're looking for a traditional conventional loan, a low down payment FHA loan, or a VA loan with no money down, we’ll walk you through all your options.

We also offer USDA loans for homes in rural areas, jumbo loans for higher-priced properties, and adjustable-rate mortgages (ARMs) if you’re planning for a shorter time horizon. Need to refinance or tap into your home equity? We’ve got that covered too.

The best part? All of this can be discussed within the app, or you can always call me directly to go over your specific situation.

The Pre‑Approval Process: Simple & Transparent

When you're ready to get started, the process is straightforward. You’ll begin by completing the online application, which includes basic financial information such as income, assets, and employment history. You’ll then upload any required documents — typically pay stubs, W‑2s, and bank statements. The app keeps everything organized in one place, and you’ll see exactly what’s needed and what’s already been submitted.

Once your information is reviewed and verified, you’ll receive a pre‑approval letter — often within 24 hours — stating the amount you’re approved to borrow. This letter can then be shared with your real estate agent (me again!) and used when making offers, giving you a strong position in today’s market.

Why Work With Don Shurts & Keller Home Loans?

I’ve helped hundreds of buyers across Beavercreek, Centerville, Fairborn, Springboro, and throughout the Miami Valley region as their real estate agent, and I know how crucial it is to have both the right mortgage strategy and a clear homebuying plan. With Keller Home Loans, we’ve built a seamless solution that brings both under one roof.

You'll get the personal service of a local expert with the technology and support of a national mortgage provider — a win-win combination that ensures your buying process is smooth, informed, and stress-free.

Pro Tips to Prepare for Pre‑Approval Success

To set yourself up for the strongest pre‑approval, it’s helpful to stay on top of your finances. Keep credit card balances low, avoid opening new lines of credit, and gather your documentation in advance. If you're self-employed or have more complex income streams, no worries — we’ll help you navigate that too.

And don’t hesitate to reach out if you have questions along the way. That’s what I’m here for.

Let’s Get You Ready to Buy

If you’ve been thinking about buying a home in the Dayton area, don’t wait. Getting pre-approved is the first and most powerful step you can take — and now it’s easier than ever.

Tap here to begin your application:

👉 BEGIN YOUR LOAN APPLICATION NOW!

Or contact me directly with any questions:

📞 Don Shurts — 937-241-2124

Keller Home Loans NMLS ID# 1025894 | Donald Shurts Jr NMLS #2681029