"He did a very good job " "He did a very good job of guiding us through the process of setting a realistic price, evaluating offers and closing the deal." Bill & Mary Nissen, formerly of Kettering, OH Read Quote > View All Quotes >
Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!
Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.
It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.
As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.
Kettering's Lincoln Park offers restaurants, entertainment, and housing within a short walk.
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Q
What building has been named the 21st Century Townhouse project?
A
4 townhouse in Bowie, MD made of giant foam/board panels, concrete/styrofoam block frames, steel, and aerated concrete.
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