Kettering OH Real Estate | Beavercreek Real Estate | Springboro Real Estate | Dayton OH Real Estate | Miami Valley homes for sale in Ohio, Wright Patterson Air Force Base-WPAFB - Cyndi Shurts and Donald E. Shurts Jr., REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
Contact Information
Email Cyndi Shurts and Donald E. Shurts Jr.
Login
Go To Sitemap
Cyndi Shurts and Donald E. Shurts Jr.
Incredible Real Estate Agents
Feature Homes Dayton Ohio Real Estate
Search All Local Dayton Ohio Real Estate Home Listings,Miami Valley
Search Dayton Listings
Miami Valley Dream Home Blog, Serving Dayton Ohio Area
Why List Your Home With Us
Avoid Foreclosures
All agents are NOT alike! Call toll free at 1-888-278-0295 or call Don at 937-241-2124 or Cyndi at 937-604-5194

Special Offers
$5000 FREE GRANT MONEY AVAILABLE IN 2009
First Time Home Buyers - You may be eligible for $5000 in FREE grant monies in 2010!
Find Out More >
View All Offers >


Testimonials
"I would recommend them to anyone I know. "
"If we ever move from this great house they helped us buy, they're our first call!!"
Mitch & Jennifer Heaton, Beavercreek
Read Quote >
View All Quotes >


TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Cyndi Shurts and Donald E. Shurts Jr. are Top Selling Real Estate Experts™
Find Out More >
Miami Valley Dream Homes Find Your Dayton Dream Home For Dayton Home Buyer For Dayton Home Seller Local Information for Miami Valley Area Local Real Estate Resources About Us, Our Resume


School Reports
See the nation's top rated reports for Schools in Kettering, Beavercreek, Springboro and Dayton >


Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Affiliates
2 - 10 HOME WARRANTIES
Simply put, we deliver the most comprehensive coverage and protection available, backed by the best customer service team in the industry.
Find Out More >
View All Affiliates >
Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Monthly Payments & Schedule ...

The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Monthly Payments & Schedule

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments! Press the "View Report" button for a full yearly or monthly amortization schedule.

This Financial Calculator requires a Browser with Java Support


Definitions

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Monthly payment
Monthly principal and interest payment (PI).

Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Prepayment type
The frequency of prepayment. The options are: none, monthly, yearly, and one-time payment.

Prepayment amount
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.

Start with payment
This is the payment number that you prepayments will begin with. For a one time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation. If you choose to prepay with a one-time payment for payment number ZERO, the prepayment is assume to happen before the first payment of the loan.

Savings
Total amount of interest you will save by prepaying your mortgage.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Kettering, Beavercreek, Springboro and Dayton, Ohio
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Ohio Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Kettering, Beavercreek, Springboro and Dayton 



Real Estate Tips
First Time Buyers >Getting Organized

Looking at homes can become overwhelming for many prospective buyers. The properties start to run together, and you have trouble remembering which homes you liked a lot and which ones you didn't. Real estate agents use a few tricks that can help you remember what you have seen.

Usually the real estate agent will give you a copy of the listing with all the pertinent information. Write down one distinctive feature on the listing sheet that will help you remember the house. Maybe the house had unusual moldings in the dining room, a red door, or unusual wallpaper. If the house was particularly interesting to you, put a big star on the top of the page to remind yourself that you would like to see it again or even perhaps make an offer. If there are features for which you have a strong preference, or if you eliminate a house from consideration for any reason, be sure to tell the agent why.

Communication between you and the real estate agent is key. This will save you a lot of time and effort in your search because the agent will show you only the homes that meet your particular needs.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Where is the world's oldest hotel?

A 
The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties.
See More Real Estate Trivia >


Print This Page Send To A Friend


Cyndi Shurts and Donald E. Shurts Jr., REALTOR®, real estate agents and broker for Kettering, Beavercreek, Springboro and Dayton, Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Cyndi Shurts and Donald E. Shurts Jr.
RE/MAX VICTORY

51 Plum St., suite 220
Beavercreek, OH 45440
Toll Free: 1-888-278-0295
Cyndi's Direct : 937-604-5194
Don's Direct: 937-241-2124
Toll Free Fax: 1-888-602-8133
Don's Email: Don@WelcomeHomeDayton.com
Cyndi's Email: Cyndi@WelcomeHomeDayton.com

Cyndi & Don Shurts have created a reputation of outstanding service and attention to details with past home buyers and sellers, other Dayton Realtors, and real estate service providers in the Dayton area. Miami Valley Dream Homes & RE/MAX Victory at The Greene provide unmatched, cutting edge tools and technologies to accomplish specific goals for our real estate clients, both buyers and sellers. This team provided many free services beyond the standard real estate agent. They are home staging experts, extensive internet marketing experts, Short Sale experts and new construction specialists. Cyndi and Donald Shurts are members of the National Association of Realtors (NAR),Ohio Association of Realtors, and the Dayton Area Board of Realtors. This Dayton Ohio real estate team will SAVE you TIME & MONEY in buying or selling a home. See the dozens of testimonials from past clients. Past Client phone numbers available upon request.

ePro Equal Housing MLS REALTOR RELO


RE/MAX VICTORY Logo  RE/MAX VICTORY Logo


RE/MAX VICTORY Logo

www.MiamiValleyDreamHomes.com is brought to you by Cyndi Shurts and Donald E. Shurts Jr.
NUMBER1EXPERT™ real estate for Kettering OH Homes | Beavercreek Homes | Springboro Homes | Dayton Ohio Homes | Miami Valley Dream Homes Ohio, Wright Patterson Air Force Base-WPAFB

Read Cyndi Shurts and Donald E. Shurts Jr.'s Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.MiamiValleyDreamHomes.com is brought to you by Cyndi Shurts and Donald E. Shurts Jr.