"He took time to hear what we were looking for..." "We worked with Don to purchase two places and would recommend him to anyone searching for an excellent agent." JSW - Beavercreek, Ohio Read Quote > View All Quotes >
Hi, I began looking for a realtor and did a lot of research. I found Don Shurts with Remax. I verified references and finally made my decision to have him list my Springboro home. Don was always professional, answered every question I had, and worked hard all the while the home was for sale and I was in another state. He handled everything. He had the home listed promptly and his pictures were great. After advertising on all the websites he is associated with, the house was under contract in two weeks. I was shocked. He continued with all necessary work and we closed under a month later. I believe he really looks out for his clients best interests and is realistic in this tight housing market. I would recommend Don Shurts to anyone that is selling their home and am sure he would do just as well for anyone looking to buy a house. Thanks Don for a great experience.
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First Time Buyers >The Down Payment
Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.
If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.
When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.
What real estate board game became the best-selling game in America just one year after it was created?
A
Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies.
Cyndi Shurts and Donald E. Shurts Jr. RE/MAX VICTORY 51 Plum St., suite 220 Beavercreek, OH 45440 Toll Free: 1-888-278-0295 Cyndi's Direct : 937-604-5194 Don's Direct: 937-241-2124 Toll Free Fax: 1-888-602-8133 Don's Email: Don@WelcomeHomeDayton.com Cyndi's Email: Cyndi@WelcomeHomeDayton.com
Cyndi & Don Shurts have created a reputation of outstanding service and attention to details with past home buyers and sellers, other Dayton Realtors, and real estate service providers in the Dayton area. Miami Valley Dream Homes & RE/MAX Victory at The Greene provide unmatched, cutting edge tools and technologies to accomplish specific goals for our real estate clients, both buyers and sellers. This team provided many free services beyond the standard real estate agent. They are home staging experts, extensive internet marketing experts, Short Sale experts and new construction specialists. Cyndi and Donald Shurts are members of the National Association of Realtors (NAR),Ohio Association of Realtors, and the Dayton Area Board of Realtors. This Dayton Ohio real estate team will SAVE you TIME & MONEY in buying or selling a home. See the dozens of testimonials from past clients. Past Client phone numbers available upon request.
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is brought to you by Cyndi Shurts and Donald E. Shurts Jr., real estate for
Kettering, Beavercreek, Springboro and Dayton, Ohio
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