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Cyndi Shurts and Donald E. Shurts Jr.
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All agents are NOT alike! Call toll free at 1-888-278-0295 or call Don at 937-241-2124 or Cyndi at 937-604-5194

Special Offers
$5000 FREE GRANT MONEY AVAILABLE IN 2009
First Time Home Buyers - You may be eligible for $5000 in FREE grant monies in 2010!
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Testimonials
"You removed all stress from us."
"Through your careful planning, and marketing strategy, you allowed my wife and myself to focus on our move to Chicago."
Todd & Deborah Brock, Chicago, Illinois
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Cyndi Shurts and Donald E. Shurts Jr. are Top Selling Real Estate Experts™
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Miami Valley Dream Homes Find Your Dayton Dream Home For Dayton Home Buyer For Dayton Home Seller Local Information for Miami Valley Area Local Real Estate Resources About Us, Our Resume


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Special Offers
Welcome > Resources > Special Offers > Special Offers ...

Wright Patt Real Estate
The Air Force Museum museum draws millions of people from around the world to the Dayton area.

Special Offers From Us To You! 

Just for you, we've assembled some Special Offers. Choose one or all! 

$5000 FREE GRANT MONEY AVAILABLE IN 2009
First Time Home Buyers - You may be eligible for $5000 in FREE grant monies in 2010!
Read Complete Offer >

Free Professional Home Staging Consultation.
Do you need to get your house READY to sell? Want it to sell fast? Then you need to stage your home.
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RECEIVE 10% OFF AT LOWE'S
Doing some remodeling projects at your house, let us know and we'll send you a 10% OFF COUPON for your next purchase at Lowes!
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Save up to 10% OFF of POD rentals
When you work with Don & Cyndi Shurts, you save money with many discounts and services.
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Why rent when you can buy?
We'll send to you in the mail a free brochure titled "Why rent when you can buy?" from the National Association of Realtors.
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School Reports in Kettering, Beavercreek, Springboro and Dayton, Ohio
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Ohio Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Kettering, Beavercreek, Springboro and Dayton 



Real Estate Tips
Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What is the least affordable metropolitan housing market in the United States?

A 
California's Los Angeles-Long Beach-Glendale is currently rated as the most expensive metro area in the nation.
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Cyndi Shurts and Donald E. Shurts Jr., REALTOR®, real estate agents and broker for Kettering, Beavercreek, Springboro and Dayton, Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Cyndi Shurts and Donald E. Shurts Jr.
RE/MAX VICTORY

51 Plum St., suite 220
Beavercreek, OH 45440
Toll Free: 1-888-278-0295
Cyndi's Direct : 937-604-5194
Don's Direct: 937-241-2124
Toll Free Fax: 1-888-602-8133
Don's Email: Don@WelcomeHomeDayton.com
Cyndi's Email: Cyndi@WelcomeHomeDayton.com

Cyndi & Don Shurts have created a reputation of outstanding service and attention to details with past home buyers and sellers, other Dayton Realtors, and real estate service providers in the Dayton area. Miami Valley Dream Homes & RE/MAX Victory at The Greene provide unmatched, cutting edge tools and technologies to accomplish specific goals for our real estate clients, both buyers and sellers. This team provided many free services beyond the standard real estate agent. They are home staging experts, extensive internet marketing experts, Short Sale experts and new construction specialists. Cyndi and Donald Shurts are members of the National Association of Realtors (NAR),Ohio Association of Realtors, and the Dayton Area Board of Realtors. This Dayton Ohio real estate team will SAVE you TIME & MONEY in buying or selling a home. See the dozens of testimonials from past clients. Past Client phone numbers available upon request.

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