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All agents are NOT alike! Call toll free at 1-888-278-0295 or call Don at 937-241-2124 or Cyndi at 937-604-5194

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When you work with Don & Cyndi Shurts, you save money with many discounts and services.
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"Very friendly and knowledgeable"
"Don went out of his way to make us feel more at ease and kept us informed at all times. Thanks again, we love our new home!"
Chris Marshall & Jeff Donovan, Huber Heights, Ohio
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Cyndi Shurts and Donald E. Shurts Jr. are Top Selling Real Estate Experts™
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See the nation's top rated reports for Schools in Kettering, Beavercreek, Springboro and Dayton >

Sophisticated Shades
Need to get window treatments from your new home? Dave & Jackie at Sophisticated Shades are experts with custom blinds and window treatments.
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Welcome > For Buyers > Mortgage Prequalification ...


	Metroparks throughout the Miami Valley provide a variety of activies. The Sugarcreek Metropark has walking trails and horseback riding trails.

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Kettering, Beavercreek, Springboro and Dayton real estate agents to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...

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School Reports in Kettering, Beavercreek, Springboro and Dayton, Ohio

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Ohio Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Kettering, Beavercreek, Springboro and Dayton

Accepting An Offer >Purchase Negotiations

If you are selling your home, you should be prepared for the day your first offer comes in. When your real estate agent calls to say there is an offer on your home, you will naturally get excited. When your agent describes the offer, you will probably experience an adrenaline rush. Whether the offer is good or bad, you should just remain calm--and discuss a counter-offer with your agent. The negotiations of a purchase begin with the buyer's ideal terms and a counter offer that communicates the seller's ideal terms.

A good agent will look beyond the price when evaluating an offer. If the buyers' financial qualifications are shaky or the offer includes potentially problematic terms or conditions, your real estate agent should be there to minimize any risk to you and to address these items in your counter-offer. Your agent's job is not to make a decision for you, but to be sure that you understand fully what the offer includes and what is expected.

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Q	During what months of the year do most people move from one home to another?
A	Most moves occur between the months of May and September.
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Cyndi Shurts and Donald E. Shurts Jr., REALTOR®, real estate agents and broker for Kettering, Beavercreek, Springboro and Dayton, Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Cyndi Shurts and Donald E. Shurts Jr.
RE/MAX VICTORY
51 Plum St., suite 220
Beavercreek, OH 45440
Toll Free: 1-888-278-0295
Cyndi's Direct : 937-604-5194
Don's Direct: 937-241-2124
Toll Free Fax: 1-888-602-8133
Don's Email: Don@WelcomeHomeDayton.com
Cyndi's Email: Cyndi@WelcomeHomeDayton.com
Cyndi & Don Shurts have created a reputation of outstanding service and attention to details with past home buyers and sellers, other Dayton Realtors, and real estate service providers in the Dayton area. Miami Valley Dream Homes & RE/MAX Victory at The Greene provide unmatched, cutting edge tools and technologies to accomplish specific goals for our real estate clients, both buyers and sellers. This team provided many free services beyond the standard real estate agent. They are home staging experts, extensive internet marketing experts, Short Sale experts and new construction specialists. Cyndi and Donald Shurts are members of the National Association of Realtors (NAR),Ohio Association of Realtors, and the Dayton Area Board of Realtors. This Dayton Ohio real estate team will SAVE you TIME & MONEY in buying or selling a home. See the dozens of testimonials from past clients. Past Client phone numbers available upon request.

www.MiamiValleyDreamHomes.com is brought to you by Cyndi Shurts and Donald E. Shurts Jr.
NUMBER1EXPERT™ real estate for Kettering OH Homes | Beavercreek Homes | Springboro Homes | Dayton Ohio Homes | Miami Valley Dream Homes Ohio, Wright Patterson Air Force Base-WPAFB

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