Why Home Buyers in Kettering, Beavercreek, Springboro and Dayton, Ohio Choose Cyndi Shurts and Donald E. Shurts Jr., NUMBER1EXPERT(s)™ Top Selling Real Estate Agent(s)

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All agents are NOT alike! Call toll free at 1-888-278-0295 or call Don at 937-241-2124 or Cyndi at 937-604-5194

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Cyndi Shurts and Donald E. Shurts Jr. are Top Selling Real Estate Experts™
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Welcome > For Buyers > Home Buyers Book ...

Receive the Welcome Home Team’s FREE 38 Page
HOME BUYER’S BOOK: Tips For Success When Buying A Home

Are you filled with questions and anxiety about buying a home today? We understand that many home buyers, especially first time home buyers, are a little nervous about buying a home. This book will answer many of your questions and bring a little peace of mind to a troubled mind. We are happy to send you our book FREE of charge and without obligation. Here are the 34 topics we cover…


	Dayton is the largest city in Montgomery County, followed by the City of Kettering. Look for homes for sale in Montgomery, Greene, Warren Counties.

1. 8 Steps to Getting Your Finances in Order
2. Budget Basics Work Sheet
3. 8 Ways to Improve Your Credit
4. 5 Factors That Decide Your Credit Score
5. Your Property Wish List

6. Tips for Finding the Perfect Neighborhood
7. Tips on Buying in a Tight Market
8. The Pros and Cons of Condos
9. 5 Reasons You Need a REALTOR
10. Questions to Ask When Choosing a REALTOR

11. 10 Steps to Prepare for Homeownership
12. How Big a Mortgage Can I Afford?
13. 7 Reasons to Own Your Own Home
14. 5 Common First-Time Homebuyer Mistakes
15. 10 Tips for First-Time Homebuyers

16. 10 Things to Take the Trauma Out of Home Buying
17. How High Tech Is Your Home?
18. Hidden Home Defects to Watch For
19. 10 Questions to Ask a Home Inspector
20. What Your Home Inspection Should Cover
21. How Comprehensive Is Your Home Warranty?

22. 5 Property Tax Questions You Need to Ask
23. 10 Questions to Ask Your Condo Board
24. 10 Questions to Ask Your Lender
25. 10 Things a Lender Needs From You
26. 6 Creative Ways to Afford a Home

27. Choices That Will Affect Your Loan
28. 5 Things to Understand About Homeowners Insurance
29. 10 Ways to Lower Your Homeowners Insurance Costs
30. 5 Things to Understand About Title Insurance

31. What Not to Overlook on a Final Walk-through
32. Common Closing Costs for Buyers
33. What to Keep From Your Closing
34. Tips for Packing Like a Pro

Just fill out the form below to receive your FREE Home Buyer’s Book via email. If you would prefer to have it mailed to you via the USPS please provide your mailing address below. Thanks for visiting MiamiValleyDreamHomes.com!

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School Reports in Kettering, Beavercreek, Springboro and Dayton, Ohio

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Schools in Kettering, Beavercreek, Springboro and Dayton

Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is the largest home in Hollywood?
A	The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million.
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Cyndi Shurts and Donald E. Shurts Jr., REALTOR®, real estate agents and broker for Kettering, Beavercreek, Springboro and Dayton, Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Cyndi Shurts and Donald E. Shurts Jr.
RE/MAX VICTORY
51 Plum St., suite 220
Beavercreek, OH 45440
Toll Free: 1-888-278-0295
Cyndi's Direct : 937-604-5194
Don's Direct: 937-241-2124
Toll Free Fax: 1-888-602-8133
Don's Email: Don@WelcomeHomeDayton.com
Cyndi's Email: Cyndi@WelcomeHomeDayton.com
The Welcome Home Team GIVES YOU MORE than you expect! Cyndi and Donald Shurts are members of the National Association of Realtors (NAR),Ohio Association of Realtors, and the Dayton Area Board of Realtors. The Welcome Home Team is distinguished with several awards - Bronze Sales Award, Brass Sales Award, Dayton Area Board of REALTORS Sales Leader Club's Award of Achievement, and Real Living's National Rising Star Award. Don & Cyndi's experience, reputation, and expertise can SAVE you TIME & MONEY in buying or selling a home.

www.MiamiValleyDreamHomes.com is brought to you by Cyndi Shurts and Donald E. Shurts Jr.
NUMBER1EXPERT™ real estate for Kettering OH Homes | Beavercreek Homes | Springboro Homes | Dayton Ohio Homes | Miami Valley Dream Homes Ohio

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