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All agents are NOT alike! Call toll free at 1-888-278-0295 or call Don at 937-241-2124 or Cyndi at 937-604-5194
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BUYER'S COMPETITVE EDGE Be the first to be notified by email of new listing in the Miami Valley! Gives you the potential to be one of the first people to see a new listing. Find Out More > View All Offers >
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"You removed all stress from us." "Through your careful planning, and marketing strategy, you allowed my wife and myself to focus on our move to Chicago." Todd & Deborah Brock, Chicago, Illinois Read Quote > View All Quotes >
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Cyndi Shurts and Donald E. Shurts Jr.
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|  | | | Downtown Dayton brings businesses together from across the Miami Valley. | |
When It Comes To Meeting Your Real Estate Needs...It's About Exceptional Service...NO MATTER WHAT! Mortage/Financing * Title Services * Home Inspections * Home Warranty
Home Site Title Company
Home Site Title has provided outstanding service and experience by maintaining high ethical standards in producing honest, quality driven results.
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Find out how much home you can afford. It's EASY and PAINLESS! Call our mortgage partner for a pre-approval.


Closing or Settlement >Estimated Closing Costs
There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.
These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!
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| Q |
What site discovered in 1965 is considered the world's oldest known habitation?
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| A |
The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago. |
See More Real Estate Trivia > |
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