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All agents are NOT alike! Call toll free at 1-888-278-0295 or call Don at 937-241-2124 or Cyndi at 937-604-5194

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Featured Service Providers
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Dayton business relocation
Downtown Dayton brings businesses together from across the Miami Valley.

When It Comes To Meeting Your Real Estate Needs...It's About Exceptional Service...NO MATTER WHAT! 

Mortage/Financing * Title Services * Home Inspections * Home Warranty 

BC Warner Home Inspections
When purchasing a home you want a home inspection that will protect your dream!
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Home Site Title Company
Home Site Title has provided outstanding service and experience by maintaining high ethical standards in producing honest, quality driven results.
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HUNTINGTON BANK
Find out how much home you can afford. It's EASY and PAINLESS! Call our mortgage partner for a pre-approval.
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M & M Title Company
"The Mid America and Metropolitan family of companies"
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Ohio Property Inspection Services
Complete Home Inspection Service
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The Victory Financial Group
The Victory Financial Group provides outstanding mortgage services.
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School Reports in Kettering, Beavercreek, Springboro and Dayton, Ohio
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Ohio Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Kettering, Beavercreek, Springboro and Dayton 



Real Estate Tips
Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

See All Tips In The "Closing or Settlement" Category >
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Real Estate Trivia
Q 
What site discovered in 1965 is considered the world's oldest known habitation?

A 
The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago.
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Cyndi Shurts and Donald E. Shurts Jr., REALTOR®, real estate agents and broker for Kettering, Beavercreek, Springboro and Dayton, Ohio home listings, property and land for sale - NUMBER1EXPERT"

Cyndi Shurts and Donald E. Shurts Jr.
RE/MAX VICTORY

51 Plum St., suite 220
Beavercreek, OH 45440
Toll Free: 1-888-278-0295
Cyndi's Direct : 937-604-5194
Don's Direct: 937-241-2124
Toll Free Fax: 1-888-602-8133
Don's Email: Don@WelcomeHomeDayton.com
Cyndi's Email: Cyndi@WelcomeHomeDayton.com

The Welcome Home Team GIVES YOU MORE than you expect! Cyndi and Donald Shurts are members of the National Association of Realtors (NAR),Ohio Association of Realtors, and the Dayton Area Board of Realtors. The Welcome Home Team is distinguished with several awards - Bronze Sales Award, Brass Sales Award, Dayton Area Board of REALTORS Sales Leader Club's Award of Achievement, and Real Living's National Rising Star Award. Don & Cyndi's experience, reputation, and expertise can SAVE you TIME & MONEY in buying or selling a home.

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